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If I may add - this is just an investment forum to share ideas. I do not think that anyone of us is licensed to provide advice.
Given that investment is a decision that is based on individual circumstances, I think the forum has already provided a good platform for anyone who can decide for themselves ideas that may or may not be suitable.
Buddies should all be aware when contributing.
My 1 cent worth
GG
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31-03-2014, 10:30 PM
(This post was last modified: 31-03-2014, 10:32 PM by pianist.)
based on the info that she & hubby are 50%, I guess it is really hard for market to crash big time..as it will be well supported by many bargain hunters like herself..
on the other hand, when market crashes, fear set in, those holding 50% cash may still be holding 50%..hmm
count count..dun see the portfolio hit 500k yet, is probably around 200-300k
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(31-03-2014, 10:30 PM)pianist Wrote: based on the info that she & hubby are 50%, I guess it is really hard for market to crash big time..as it will be well supported by many bargain hunters like herself..
on the other hand, when market crashes, fear set in, those holding 50% cash may still be holding 50%..hmm
count count..dun see the portfolio hit 500k yet, is probably around 200-300k
yes, so i reserve for market to crash . then i have money to buy more.
my portfolio is ard 230k. i think.
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(31-03-2014, 11:38 AM)yeh Wrote: i am also new bird. can help me to look at my portfolio? thanks
65 lot marco polo at 3.75
5 lot ocbc at 9.68
20 lot singtel at 3.51
45 lot stamford LD at 0.594
10 lot PEC at 0.535
20 lot Hock lian seng at 0.27
20 lot DMX tech at 0.20
8 lot St engineering at 3.81
50 share of hyflux preference share
6000 share of 3.08% capital mall bond.
thanks for your comment.
still have 50% cash to invest. can suggest what stock is good?
I think what is more important is to understand the aim of your portfolio. Without a better understanding of the aim, it is difficult to suggest a "good" stock. Given the fact that you have a larger portfolio compared to most individual, there are more considerations that are required to structure the portfolio.
The investment process starts with a strategy for your fund. The fundamental basis of the strategy will be your investment horizon, returns required, risk appetite and your time devoted to your investment.
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(31-03-2014, 10:38 PM)csl123 Wrote: (31-03-2014, 11:38 AM)yeh Wrote: i am also new bird. can help me to look at my portfolio? thanks
65 lot marco polo at 3.75
5 lot ocbc at 9.68
20 lot singtel at 3.51
45 lot stamford LD at 0.594
10 lot PEC at 0.535
20 lot Hock lian seng at 0.27
20 lot DMX tech at 0.20
8 lot St engineering at 3.81
50 share of hyflux preference share
6000 share of 3.08% capital mall bond.
thanks for your comment.
still have 50% cash to invest. can suggest what stock is good?
I think what is more important is to understand the aim of your portfolio. Without a better understanding of the aim, it is difficult to suggest a "good" stock. Given the fact that you have a larger portfolio compared to most individual, there are more considerations that are required to structure the portfolio.
The investment process starts with a strategy for your fund. The fundamental basis of the strategy will be your investment horizon, returns required, risk appetite and your time devoted to your investment.
i do 50-60% for dividend+ blues chip
then another 20%-30% for moderate dividend + low P/B, Low P/E, Low debt
then another 10%-20% for little dividend+ low p/b, low P/E
well, normally i read other people blog, then some my broker introduce to me.
then i do my stock pick.
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if i am using 500k to buy stock. is it too much?
i am aiming to have 1M portfolio.
wish to listen your guys opinion.
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[/quote]
i do 50-60% for dividend+ blues chip
then another 20%-30% for moderate dividend + low P/B, Low P/E, Low debt
then another 10%-20% for little dividend+ low p/b, low P/E
well, normally i read other people blog, then some my broker introduce to me.
then i do my stock pick.
[/quote]
Perhaps its an opportunity to reflect on what is the objective of your portfolio. Is it an "fund with a 8% return investing in capital appreciation securities" or " capital preservation fund with a stable 5% yield" fund?
To be blunt, the objectives seems piecemeal without a higher strategy guiding the direction of the fund. The objective also seem vague in what is defined as "moderate or little" dividend?
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what kinda long term returns are you looking at?
if you want 5-10% long term returns just buy the index
if you wanna beat the index, then u will need to study companies, find value stocks
put time and effort to research in order to beat the market
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i like this "Is it an "fund with a 8% return investing in capital appreciation securities" or " capital preservation fund with a stable 5% yield" fund? - csl123.
Many people want to multiple their investments without knowing/taking on the increased risk. 
Share Equity is just 1 tool out of many that can be used to achieve your goals.
bonds, properties assets, gold, even arts!
yeh, you really got to think what do you want for your $ at the "Vision" level and choose the tools that you are familiar, acceptable risks.
1) Try NOT to LOSE money!
2) Do NOT SELL in BEAR, BUY-BUY-BUY! invest in managements/companies that does the same!
3) CASH in hand is KING in BEAR!
4) In BULL, SELL-SELL-SELL!
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i dunno leh, i calculate all the dividend i may get in this year based on last few years record.
probably average 4% ....
is it too low yield for my investment?
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