A Newbie Guide to Investing

[paullow]

coach vital signs does not seem to match my criteria. pb 7, yield 2.6% pe 13.
but anyway valid points taken n might be put to use when the time comes, and since anyway aim of coach shares or lv shares etc is not to a achieve a multibagger n huat zai.

[egghead]

u can't add a tangible value for buying gifts for love ones, having a nice dinner, going for a nice getaway. of coz it costs money to do all that but its the smile on the opposite party which is worth a hundreds times more than that spent or that compounded for 30yrs.

That is a timely reminder.

Diamond ring - $8k;
Investment of $8k compounded at 8% over 30 years - $80k;
Smile on wife's face - priceless

When we got married, I was too poor to buy any decent size diamond and so I gave my wife a choice between a 0.1 carat diamond ring and a call option.

The call option allows her to redeem at zero cost a diamond ring and its size depends on the vesting period "compounded" at a rate of 0.1 carat per year.

After more than a decade, this off balance sheet liability has grown quite substantially. Fortunately, the growth on the asset side has outstripped this liability. Wife is happy, I am happier.

Alamak...she got a raw deal - because carat is only 1 of the 5 Cs

[Greenrookie]

u can't add a tangible value for buying gifts for love ones, having a nice dinner, going for a nice getaway. of coz it costs money to do all that but its the smile on the opposite party which is worth a hundreds times more than that spent or that compounded for 30yrs.

That is a timely reminder.

Diamond ring - $8k;
Investment of $8k compounded at 8% over 30 years - $80k;
Smile on wife's face - priceless

When we got married, I was too poor to buy any decent size diamond and so I gave my wife a choice between a 0.1 carat diamond ring and a call option.

The call option allows her to redeem at zero cost a diamond ring and its size depends on the vesting period "compounded" at a rate of 0.1 carat per year.

After more than a decade, this off balance sheet liability has grown quite substantially. Fortunately, the growth on the asset side has outstripped this liability. Wife is happy, I am happier.

Hi cif5000,

Its time you help your wife exercise the option and grant her a new bonus option. She will be happier and you richer. muhahaha.

Although through thick and thin she wouldn't care, but hey... some gems are rare

[cif5000]

u can't add a tangible value for buying gifts for love ones, having a nice dinner, going for a nice getaway. of coz it costs money to do all that but its the smile on the opposite party which is worth a hundreds times more than that spent or that compounded for 30yrs.

That is a timely reminder.

Diamond ring - $8k;
Investment of $8k compounded at 8% over 30 years - $80k;
Smile on wife's face - priceless

When we got married, I was too poor to buy any decent size diamond and so I gave my wife a choice between a 0.1 carat diamond ring and a call option.

The call option allows her to redeem at zero cost a diamond ring and its size depends on the vesting period "compounded" at a rate of 0.1 carat per year.

After more than a decade, this off balance sheet liability has grown quite substantially. Fortunately, the growth on the asset side has outstripped this liability. Wife is happy, I am happier.

Hi cif5000,

Its time you help your wife exercise the option and grant her a new bonus option. She will be happier and you richer. muhahaha.

Although through thick and thin she wouldn't care, but hey... some gems are rare

Don't want to hijack the tread and the relevance is that investing is really "delayed gratification". Spend now and you get a little. Spend later and (hopefully) you have more satisfaction.

We are working out on exercising the option. I checked out the local store and it seems that the saving I can get if I bought the ring from USA is enough to pay for 2 return air tickets and accommodation. Oh well, being cheapskate can be quite addictive...

[NTL]

u can't add a tangible value for buying gifts for love ones, having a nice dinner, going for a nice getaway. of coz it costs money to do all that but its the smile on the opposite party which is worth a hundreds times more than that spent or that compounded for 30yrs.

That is a timely reminder. Y

Diamond ring - $8k;
Investment of $8k compounded at 8% over 30 years - $80k;
Smile on wife's face - priceless

When we got married, I was too poor to buy any decent size diamond and so I gave my wife a choice between a 0.1 carat diamond ring and a call option.

The call option allows her to redeem at zero cost a diamond ring and its size depends on the vesting period "compounded" at a rate of 0.1 carat per year.

After more than a decade, this off balance sheet liability has grown quite substantially. Fortunately, the growth on the asset side has outstripped this liability. Wife is happy, I am happier.

Never bought a diamond before, but from what I know, the bigger the diamond, the more rare it is. So the longer your wife hold the option, the more she has to gain.

[godjira1]

Cif5000,

Gonna be tough on u... Carats/price relationship follows power law, gonna be hard to compound like that! Hehe but she will take early redemption im sure.

[yeokiwi]

We are working out on exercising the option. I checked out the local store and it seems that the saving I can get if I bought the ring from USA is enough to pay for 2 return air tickets and accommodation. Oh well, being cheapskate can be quite addictive...

Buy online
http://www.proposalring.com/buyingPlaces.htm
http://www.proposalring.com/buyingInternet.htm

Seriously, our jewelers are treating the locals like carrot head.

[beginnerinvestorz]

Hi fellow investors,

A newbie question: I'm intending to start a few investments before my enlistment and I would like to know are there any preferred brokerage firms in Singapore that you guys chose over the other, or any brokerage firm is good enough?

Also, does brokerage firms provide any past years financial data on stocks for free when opening an account with them?

Thanks!

[CityFarmer]

Hi fellow investors,

A newbie question: I'm intending to start a few investments before my enlistment and I would like to know are there any preferred brokerage firms in Singapore that you guys chose over the other, or any brokerage firm is good enough?

Also, does brokerage firms provide any past years financial data on stocks for free when opening an account with them?

Thanks!

Welcome on board as equity investor

POEMS seems fine to me, and it provides tools for accessing past years financial data, charts and daily trading data.

[beginnerinvestorz]

Thanks CityFarmer! Just what I wanted to know