Traded insurance policies

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Many years ago when I was reading though US listed companies,  I found some US companies buying life insurance polices from terminal ill patients for cash so that the patients could use the money in whatever way they want before their death, didn't know Singapore now has a company started doing this business too:  And this local company also does 2nd hand insurance policy trading:

According to Moneysense article, business on traded policies dont require MAS regulations, interesting business model:

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