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17-10-2013, 03:16 PM
(This post was last modified: 17-10-2013, 03:38 PM by NTL.)
Try 6yrs performance... Why they skipped that?
STI Gain for past 10yrs (extracted from Yahoo Finance Chart):
1 yr: 3.43%
2 yr: 16.17% (7.7%pa)
3 yr: -0.5% (-0.2%pa)
4 yr: 16.89% (4%pa)
5 yr: 68.97% (11.1%pa)
6 yr: -15.31% (-2.7%pa)
7 yr: 18.15% (2.8%pa)
8 yr: 41.74% (4.4%pa)
9 yr: 61.73% (5.4%pa)
10 yr: 79.10% (6.0%pa)
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seems like no matter what level you buy the STI etf
as long as you hold for long term (say over 10 years)
Sureeee make $$$ one, at least a decent return
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(17-10-2013, 03:16 PM)NTL Wrote: Try 6yrs performance... Why they skipped that?
STI Gain for past 10yrs (extracted from Yahoo Finance Chart):
1 yr: 3.43%
2 yr: 16.17% (7.7%pa)
3 yr: -0.5% (-0.2%pa)
4 yr: 16.89% (4%pa)
5 yr: 68.97% (11.1%pa)
6 yr: -15.31% (-2.7%pa)
7 yr: 18.15% (2.8%pa)
8 yr: 41.74% (4.4%pa)
9 yr: 61.73% (5.4%pa)
10 yr: 79.10% (6.0%pa)
Just for hindsight investment to find which is a better strategy.
Will someone enlightened with the maths involved?
If you sold in the 5th year and buy all the way from the 6th to 10th year, will you be better off?
Or are you happy just collecting dividends all the 10 years?
Is it really better just to collect the dividend?
What is the average dividends collected for the 10 years?
i guess or estimate it should be better than the 2.5% from CPF's OA.
No?
NB:
From what i know is fortunate is the person or blessed when he needs money, the market is heading North. Simple isn't it or just logical?
WB:-
1) Rule # 1, do not lose money.
2) Rule # 2, refer to # 1.
3) Not until you can manage your emotions, you can manage your money.
Truism of Investments.
A) Buying a security is buying RISK not Return
B) You can control RISK (to a certain level, hopefully only.) But definitely not the outcome of the Return.
NB:-
My signature is meant for psychoing myself. No offence to anyone. i am trying not to lose money unnecessary anymore.
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17-10-2013, 03:52 PM
(This post was last modified: 17-10-2013, 04:35 PM by Clement.)
Looking ahead, do we expect future returns to be more like the past 5 years or past 10 years? If the returns of the STI are to revert to the longer term mean (6.1% p.a), it would imply 3.2% average returns for the next 5 years. We investors are buying future returns and not past returns, in fact there is a way that we are affected by the past returns: The price.
I wonder whether this celebration of buy and hold results over a period of extraordinary interest rates is going to prove to be a contrarian indicator.
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(17-10-2013, 03:55 PM)NTL Wrote: Sorry. Let me clarify, the numbers are the returns over the numbers of years to 14Oct2013, not the return for that particular year.
Apology...
(17-10-2013, 03:49 PM)ForeverAlone Wrote: seems like no matter what level you buy the STI etf
as long as you hold for long term (say over 10 years)
Sureeee make $$$ one, at least a decent return
If you happen to buy at the peak of 3800 in 2007, will STI go above that by 2017? Maybe not so sure....
Also don't forget STI stocks like any other Stock Exc. Index stocks will be replaced from time to time-once they don't meet the criteria specifications of an Index stock.
WB:-
1) Rule # 1, do not lose money.
2) Rule # 2, refer to # 1.
3) Not until you can manage your emotions, you can manage your money.
Truism of Investments.
A) Buying a security is buying RISK not Return
B) You can control RISK (to a certain level, hopefully only.) But definitely not the outcome of the Return.
NB:-
My signature is meant for psychoing myself. No offence to anyone. i am trying not to lose money unnecessary anymore.
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hey bro jap and sti different leh
we not trading at 50-200 times earnings wor
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17-10-2013, 06:55 PM
(This post was last modified: 17-10-2013, 06:57 PM by corydorus.)
Based on past STI ETF performance to extrapolates that it is a sure bet long term is unclear to me.
Personally I think Index STI ETF cycle do not have enough iteration to proof the concept of SURE EARN. From 1987 to 2003, of about 15 years, on average is about 2 percentage points up excluding dividends.Secondly, no one will dump everything at the low of first year and sell all now. Typically we all earn monthly salary over the years and invest across the 26 years periods.
The best result is last 10 years of bull with sudden turmoil in 2008 in between. Anyone who invest in stock with Value will also get around 10% annually at minimum(excluding dividends). And that's also provided you dump all in year 2003 and sell all today.
However it can be bears for 10 years the other way, and nobody today will believe in STI Index. So till today i am still not sure Index ETF is a sure bet except that dividends play a key role in our returns consistently.
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do u guys believe in indexing + dollar cost averaging
like just put $$ monthly in an equity and a bond index?
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