Why invest?

[arthur]

Agree.
Those who use their hands to earn a living is always tend to be at the at the "mercy or exploitation" of those who use their brains. (The politician to the construction workers to the taxi driver).
Oops! where is our position as an investors?

Injection of capital to businesses with sustainable growth in future.
Investors play a very important part so that businesses can grow.

[Temperament]

Agree.
Those who use their hands to earn a living is always tend to be at the "mercy or exploitation" of those who use their brains. (The politicians to the construction workers to the taxi drivers).
Oops! where is our position as investors?

Injection of capital to businesses with sustainable growth in future.
Investors play a very important part so that businesses can grow.

[palantir]

One needs money to make money. Tough if one is only earning $3,000 per month and can only spare $200 - $300 to invest. Unless he leverage

[Musicwhiz]

$300 per month is $3,600 a year which is already sufficient to buy some lots of REITs if you are comfy with them.

If savings rate can hit 20%, that's $600 per month or $7,200 a year which means you can probably buy some SPH or Singtel (blue-chips). So that should not be a barrier to starting on one's investment journey.

Even $7,000 can be used to generate income, I started with just $5,000 back in Dec 2004.

[dzwm87]

One needs money to make money. Tough if one is only earning $3,000 per month and can only spare $200 - $300 to invest. Unless he leverage

I think one of the hurdles in investment is always personal expenses. If one lives an extravagant expenditure, then there is no way any compounding magic can be able to recover it.

If one wants to make sizeable profits, it is better to defer consumption - opportunity cost.

[godjira1]

$300 per month is $3,600 a year which is already sufficient to buy some lots of REITs if you are comfy with them.

If savings rate can hit 20%, that's $600 per month or $7,200 a year which means you can probably buy some SPH or Singtel (blue-chips). So that should not be a barrier to starting on one's investment journey.

Even $7,000 can be used to generate income, I started with just $5,000 back in Dec 2004.

agree 100%. saving some of your salary is similar to creating margin of safety in your own life. and it's much better to get started early rather than wait for some "event" later on in life.