Fund allocation

[Thriftville]

Hey buddies, how many % of your asset are you keeping as cash?
At this low interest environment, it's tempting to put more into stocks, as the yield is much better.

But if the market collapse anytime, there won't be enough cash to pick up good bargains. Please share your views.

[Musicwhiz]

Hey buddies, how many % of your asset are you keeping as cash?
At this low interest environment, it's tempting to put more into stocks, as the yield is much better.

But if the market collapse anytime, there won't be enough cash to pick up good bargains. Please share your views.

I will usually keep about 10% to 20% but since I save about 50% of my salary every month, the cash stash will generally grow. Dividends also are reinvested once they are added to my cash hoard if I see good opportunity.

If I note that valuations are frothy, I will choose to hold more cash and my allocation may increase to about 50%.