MPs offer ideas to improve CPF

[Big Toe]

Nah, I would rather have the money now.
Having cash is always very very useful, even though I have no immediate use for it now.
When opportunity arises and there is no cash. Then it is no opportunity.

Pardon my extreme view but people ought to be more responsible for their own lives.
Forget about cpf(yes, I know it is a significant part of our money), work hard and do something now
to earn sufficient for you/your family's current needs and future needs. Sounds like a no brainer but not a
lot of people know where they are heading/have a plan for it/working hard in the right direction/getting what they want in life.
If a person is not earning a lot, at least be in a job that they enjoy doing.

Spending an excessive amount of time debating about CPF and retirement is pointless.