Government imposes new curbs on property buys through debt servicing framework

[opmi]

There is a range of credit underwriting criteria in the market now:

HSBC - very geow. More likely to reject than to relax.
SCB - loose. Exceptions can seek approval from middle mgt.
Local banks - in between.

Now MAS wants everyone to move towards HSBC standard. So you still think it is good for new loans and later on, refinancing???