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(05-08-2014, 10:05 AM)NTL Wrote: Well, this is still a fund that I am interested about.
From the article you posted, the avoidance is to Emerging Market Bonds. Looking at the factsheet and the report, they are into US High Yield and Asia Bonds, and 10% into stocks and reits. So it might not be so relevant.
What will be more relevant is the risk of raising interests that leads to the falling NAV of the units.
So, why am I interested in unit trusts, and willing to pay for the management fees? 2 reasons.
1. My spouse is not as savvy in investment as me (and I still see myself as an amateur). In an event that I am unable to do the investment, someone have to take over. I am basically setting up the platform now, and she just have to follow through in the future.
2. I believe everyone need to eat. Just like when we work, we want to get paid. So all these fund managers will need to earn a living too. So I take it as it is fair for them to demand a management fee. Question is, how much is the right amount.
(05-08-2014, 09:31 AM)Shrivathsa Wrote: http://blogs.wsj.com/moneybeat/2013/07/3...ket-bonds/
Most of the bigger investors are shunning it, could be opportunity or a potential problem
I do agree with gg, likely to be a problem for retail investors.
Plus fees are too high
Hi NTL,
Sorry, I wanted to point you to this column of TRB.
http://www.thereformedbroker.com/2014/08...same-time/
I ended up pointing you to the WSJ blog.
Full Disclosure, I do have a small position in the High Yield Asia Bond ETF, which offers a 6% or so yield.
The Management fee for that is 0.65% I think if that is of any help.
Regards
Disclaimer :-
I am not an investment professional.
I encourage you to do your own independent "due diligence" on any idea that I write about, because I could be and probably am wrong.
Nothing written here is an invitation to buy or sell any particular stock.
At most, I am handing out an educated guess as to what the markets may do.
The market will always find a new way to make a fool out of me (and maybe, even you!).
Even the best strategies of the past fail, sometimes spectacularly, when you least expect it.
I am not immune to that, so please understand that any past success of mine will probably be followed by failures
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(05-08-2014, 10:47 AM)Shrivathsa Wrote: (05-08-2014, 10:05 AM)NTL Wrote: Well, this is still a fund that I am interested about.
From the article you posted, the avoidance is to Emerging Market Bonds. Looking at the factsheet and the report, they are into US High Yield and Asia Bonds, and 10% into stocks and reits. So it might not be so relevant.
What will be more relevant is the risk of raising interests that leads to the falling NAV of the units.
So, why am I interested in unit trusts, and willing to pay for the management fees? 2 reasons.
1. My spouse is not as savvy in investment as me (and I still see myself as an amateur). In an event that I am unable to do the investment, someone have to take over. I am basically setting up the platform now, and she just have to follow through in the future.
2. I believe everyone need to eat. Just like when we work, we want to get paid. So all these fund managers will need to earn a living too. So I take it as it is fair for them to demand a management fee. Question is, how much is the right amount.
(05-08-2014, 09:31 AM)Shrivathsa Wrote: http://blogs.wsj.com/moneybeat/2013/07/3...ket-bonds/
Most of the bigger investors are shunning it, could be opportunity or a potential problem
I do agree with gg, likely to be a problem for retail investors.
Plus fees are too high
Hi NTL,
Sorry, I wanted to point you to this column of TRB.
http://www.thereformedbroker.com/2014/08...same-time/
I ended up pointing you to the WSJ blog.
Full Disclosure, I do have a small position in the High Yield Asia Bond ETF, which offers a 6% or so yield.
The Management fee for that is 0.65% I think if that is of any help.
Regards
Agree with that article. When all trying to exit at same time, the price will get hit. Not just in bonds, but any other investments too.
The High Yield Bond ETF you referring to is the listed iShare Asia HY Bond? Shall take a look at it. Thanks. 
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05-08-2014, 12:14 PM
(This post was last modified: 05-08-2014, 12:15 PM by etan.)
I guess we are on the same channel for the reasons you stated.
Ok, U might like to take a look at another fund: First State Dividend Advantage S$. Have been quite happy holding onto this fund since 2007, bank commission then was 5%. Do your own research!
(05-08-2014, 10:05 AM)NTL Wrote: Well, this is still a fund that I am interested about.
What will be more relevant is the risk of raising interests that leads to the falling NAV of the units. sts, and willing to pay for the management fees? 2 reasons.
1. My spouse is not as savvy in investment as me (and I still see myself as an amateur). In an event that I am unable to do the investment, someone have to take over. I am basically setting up the platform now, and she just have to follow through in the future.
2. I believe everyone need to eat. Just like when we work, we want to get paid. So all these fund managers will need to earn a living too. So I take it as it is fair for them to demand a management fee. Question is, how much is the right amount.
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Hi etan,
Thanks for the info. Will take a look at that fund too.
Well, nowadays with competition, the commission are all "can be discussed", or even zero. Which is actually good for the consumers.
(05-08-2014, 12:14 PM)etan Wrote: I guess we are on the same channel for the reasons you stated.
Ok, U might like to take a look at another fund: First State Dividend Advantage S$. Have been quite happy holding onto this fund since 2007, bank commission then was 5%. Do your own research!
(05-08-2014, 10:05 AM)NTL Wrote: Well, this is still a fund that I am interested about.
What will be more relevant is the risk of raising interests that leads to the falling NAV of the units. sts, and willing to pay for the management fees? 2 reasons.
1. My spouse is not as savvy in investment as me (and I still see myself as an amateur). In an event that I am unable to do the investment, someone have to take over. I am basically setting up the platform now, and she just have to follow through in the future.
2. I believe everyone need to eat. Just like when we work, we want to get paid. So all these fund managers will need to earn a living too. So I take it as it is fair for them to demand a management fee. Question is, how much is the right amount.
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Wonder can use CPF (OA) to buy this UT?
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(06-08-2014, 09:47 AM)hh488 Wrote: Wonder can use CPF (OA) to buy this UT?
Based on factsheet, it's cash or SRS only.
http://www.eastspring.com.sg/DownloadRes...tsheet.pdf
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(05-08-2014, 10:05 AM)NTL Wrote: . So all these fund managers will need to earn a living too. I agree.
So they should get out of their offices and get a real job.
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