Singles to be allowed to buy flats directly from HDB

(08-03-2013, 08:27 PM)sgd Wrote: this thing is highly controversial I heard about this sometime ago but I didn't think they would be serious and approve it.

Granted singles have their housing needs but if people who are singles can buy flats then there is no incentive for people to get married to meet the requirement to apply for HDB flat and if people don't get married then there is no chance for children to be born - How then will this help increase birthrates?

All singles pay income taxes. Male singles serve NS. Singles contribute. In fact, i dont see anything wrong with letting singles buy subsidised Hdb. The minimum age of 35 should even be lowered.

Your obsession of making children is stupid. The world seem to be overpopulated, with the rapid growth in human and their activities, you should go take a look at rapid extinction of wildlife over the past few decades. Humans dont own the earth, we are only a part of it, so dont act so self centred.

(09-03-2013, 11:06 AM)egghead Wrote:

(08-03-2013, 11:54 PM)pianist Wrote: I have known of young single new citizen in her twenties, bring in foreigner mum to apply four room hdb flat together as a nucleus family unit. Her father looking after house in their home country while mum flew to Singapore to stay with her, basically just to show face. Flat is under her own name as mum is a foreigner, so cannot add name as co-owner. So effectively, we have here an example of a young single new citizen owning a flat by her own name with a fly-in mum to 'stay' as a family. I bet she is not only the new young single citizen doing this method. See how generous new single citizen is being treated compared to local young single.

You know it meaning you heard about it through some channels or you know one particular case personally?

I check HDB policy and it says under eligibility:
Quote
Eligibility Conditions
Citizenship
You must be a Singapore Citizen
Your family nucleus must comprise at least another Singapore Citizen or Singapore Permanent Resident.Unquote

A new citizen with a relative on long term social visa can buy resale HDB flat. One key reason why the price won't come down.

(09-03-2013, 12:29 PM)sansan88 Wrote:

(09-03-2013, 11:06 AM)egghead Wrote:

(08-03-2013, 11:54 PM)pianist Wrote: I have known of young single new citizen in her twenties, bring in foreigner mum to apply four room hdb flat together as a nucleus family unit. Her father looking after house in their home country while mum flew to Singapore to stay with her, basically just to show face. Flat is under her own name as mum is a foreigner, so cannot add name as co-owner. So effectively, we have here an example of a young single new citizen owning a flat by her own name with a fly-in mum to 'stay' as a family. I bet she is not only the new young single citizen doing this method. See how generous new single citizen is being treated compared to local young single.

You know it meaning you heard about it through some channels or you know one particular case personally?

I check HDB policy and it says under eligibility:
Quote
Eligibility Conditions
Citizenship
You must be a Singapore Citizen
Your family nucleus must comprise at least another Singapore Citizen or Singapore Permanent Resident.Unquote

A new citizen with a relative on long term social visa can buy resale HDB flat. One key reason why the price won't come down.

sansan88 is correct. can our young local singles below 35yo do the same? i dun think so as easily because usually one of the local parent of the single has to give up his/her hdb flat before allowing to joint-name withthe single child.
while in this new citizen single case, the flew-in-relative still can retain her house in home country...and when this new single citizen turns 35yo, her mum will go back permanently to rejoin her husband in their home country house..and this new citizen single would have effectively purchased her own flat in her name much earlier before 35yo and at a much cheaper price...isn't this a smart loophole?

and another best part - new citizens from some countries are easily able to go back to their home country once they start to find sg a boring place - they can let out thewhole flat out while gg back..or renounce sg citizenship and yet stillwelcomed back in their original home country..

I think the eligibility that I checked just now is for BTO. For resale, yes, there is a scheme under non-citizen family member where a new citizen can get a family member (who is on long term visit pass or work visa) to apply.

(09-03-2013, 03:02 PM)pianist Wrote: sansan88 is correct. can our young local singles below 35yo do the same? i dun think so as easily because usually one of the local parent of the single has to give up his/her hdb flat before allowing to joint-name withthe single child.
while in this new citizen single case, the flew-in-relative still can retain her house in home country...and when this new single citizen turns 35yo, her mum will go back permanently to rejoin her husband in their home country house..and this new citizen single would have effectively purchased her own flat in her name much earlier before 35yo and at a much cheaper price...isn't this a smart loophole?
and another best part - new citizens from some countries are easily able to go back to their home country once they start to find sg a boring place - they can let out thewhole flat out while gg back..or renounce sg citizenship and yet stillwelcomed back in their original home country..

So, what is your proposal?

(09-03-2013, 03:34 PM)yeokiwi Wrote:

(09-03-2013, 03:02 PM)pianist Wrote: sansan88 is correct. can our young local singles below 35yo do the same? i dun think so as easily because usually one of the local parent of the single has to give up his/her hdb flat before allowing to joint-name withthe single child.
while in this new citizen single case, the flew-in-relative still can retain her house in home country...and when this new single citizen turns 35yo, her mum will go back permanently to rejoin her husband in their home country house..and this new citizen single would have effectively purchased her own flat in her name much earlier before 35yo and at a much cheaper price...isn't this a smart loophole?
and another best part - new citizens from some countries are easily able to go back to their home country once they start to find sg a boring place - they can let out thewhole flat out while gg back..or renounce sg citizenship and yet stillwelcomed back in their original home country..

So, what is your proposal?

Stop this benefit given to new citizens. There are so many flaws in this policy. I don't think HDB has the capacity to check whether the relative or the new citizen has any properties outside Singapore. At least I have not heard of any case. Are all these new citizens or relatives so law abiding? Clearly, the losers are the old citizens. Uniquely Singapore.

(09-03-2013, 04:10 PM)sansan88 Wrote:

(09-03-2013, 03:34 PM)yeokiwi Wrote:

(09-03-2013, 03:02 PM)pianist Wrote: sansan88 is correct. can our young local singles below 35yo do the same? i dun think so as easily because usually one of the local parent of the single has to give up his/her hdb flat before allowing to joint-name withthe single child.
while in this new citizen single case, the flew-in-relative still can retain her house in home country...and when this new single citizen turns 35yo, her mum will go back permanently to rejoin her husband in their home country house..and this new citizen single would have effectively purchased her own flat in her name much earlier before 35yo and at a much cheaper price...isn't this a smart loophole?
and another best part - new citizens from some countries are easily able to go back to their home country once they start to find sg a boring place - they can let out thewhole flat out while gg back..or renounce sg citizenship and yet stillwelcomed back in their original home country..

So, what is your proposal?

Stop this benefit given to new citizens. There are so many flaws in this policy. I don't think HDB has the capacity to check whether the relative or the new citizen has any properties outside Singapore. At least I have not heard of any case. Are all these new citizens or relatives so law abiding? Clearly, the losers are the old citizens. Uniquely Singapore.

Should we only get new citizens who can afford private housing? Or don't need any new citizens at all?

What about those who are single, served their NS and is above 35 and above $5k of pay and less than 10k (they are taxed too!)?
With sky high HDB prices, isn't they are one of the worst lot?

Just a thought.

Cheers

(09-03-2013, 05:58 PM)VIChris Wrote: What about those who are single, served their NS and is above 35 and above $5k of pay and less than 10k (they are taxed too!)?
With sky high HDB prices, isn't they are one of the worst lot?

Just a thought.

Cheers

i think people should give Khaw more credit for the policies. Letting singles buy a flat will never be possible under Lim Hng Kiang, Mah Bow Tan days. Allowing ALL singles to purchase their own flats of all sizes will probably cause another housing squeeze of another type, as well as being a counter-policy to the pro-family life. Perhaps more policy finetuning will come in further generations but it is a very impressive first step.

> i think people should give Khaw more credit for the policies. Letting singles buy a flat will never be possible under Lim Hng Kiang, Mah Bow Tan days

He is a brilliant sweeper in his party. The rest did not lose big time. So it is not a matter of which minister do well... if he continues like his predecessors, IGNORING THE VOICE AND NEEDS OF THE PEOPLE, they will lose big time.

Some kids of Today's parents will rather stay outside than with their parents... for whatever reason...