Performance in 2012

(31-12-2012, 05:44 PM)greypiggi Wrote: Sharing my year. Would appreciate others to share to get a benchmark sense. Total invested assets up by 5% only. Equities helped a lot with about 11% returns on blue chips and 24% on speculative. Bonds only 3.5% as I have lots of near term bonds. Cash, cpf drag down the results at just 0.36%.

It's this normal? My net worth increased by about 5+%.

Since we are sharing top performers. My best few are :

Citigroup. This one up 30% and I have quite a lot.
Lloyd bond, edp bond up 20%, capitalland, ms bond up 10+%
Facebook up 50% unfortunately bought too little
Capitalmall Asia up 40%

Dogs are
Wilmar , sgx, noble, sia flat
Some USA stocks down 10+%

City farmer , wolf, can share if your 20-30% gains add what % to your net worth. Include property, cash, cpf etc,, meaning net worth growth.i am wondering if my 5% means I should continue to DIY or just outsource to better people.

(31-12-2012, 10:07 PM)greypiggi Wrote:

(31-12-2012, 05:44 PM)greypiggi Wrote: Sharing my year. Would appreciate others to share to get a benchmark sense. Total invested assets up by 5% only. Equities helped a lot with about 11% returns on blue chips and 24% on speculative. Bonds only 3.5% as I have lots of near term bonds. Cash, cpf drag down the results at just 0.36%.

It's this normal? My net worth increased by about 5+%.

Since we are sharing top performers. My best few are :

Citigroup. This one up 30% and I have quite a lot.
Lloyd bond, edp bond up 20%, capitalland, ms bond up 10+%
Facebook up 50% unfortunately bought too little
Capitalmall Asia up 40%

Dogs are
Wilmar , sgx, noble, sia flat
Some USA stocks down 10+%

City farmer , wolf, can share if your 20-30% gains add what % to your net worth. Include property, cash, cpf etc,, meaning net worth growth.i am wondering if my 5% means I should continue to DIY or just outsource to better people.

My return is purely on equity investment, exclude property, cash, CPF etc which are not investment.

As for % of my net worth? Well i do not track my net worth which should includes my property, CPF, emergency funds, cash value of policies (should I?) etc.

I really want to share, but not sure on some of the values e.g. property value

(31-12-2012, 10:07 PM)greypiggi Wrote:

(31-12-2012, 05:44 PM)greypiggi Wrote: Sharing my year. Would appreciate others to share to get a benchmark sense. Total invested assets up by 5% only. Equities helped a lot with about 11% returns on blue chips and 24% on speculative. Bonds only 3.5% as I have lots of near term bonds. Cash, cpf drag down the results at just 0.36%.

It's this normal? My net worth increased by about 5+%.

Since we are sharing top performers. My best few are :

Citigroup. This one up 30% and I have quite a lot.
Lloyd bond, edp bond up 20%, capitalland, ms bond up 10+%
Facebook up 50% unfortunately bought too little
Capitalmall Asia up 40%

Dogs are
Wilmar , sgx, noble, sia flat
Some USA stocks down 10+%

City farmer , wolf, can share if your 20-30% gains add what % to your net worth. Include property, cash, cpf etc,, meaning net worth growth.i am wondering if my 5% means I should continue to DIY or just outsource to better people.

I am currently 70% stocks 30% cash in my investable fund.
If i add my property cash fund to my overall, i be like + 18% to my net worth this year. My dividend ,rental and income(salary) goes to the above 2 fund.

Ok, i have not include my cpf, insurance, property, car, watches(asset) ...so if i add them it will pull down my % further.

I have not computed my XIRR as it's going to be very time consuming due to my numerous transactions.... As such, I'll be sharing my SGX listed stocks portfolio performance using my own non-standard method.... For my base, I'm using Portfolio Value (at cost) + unused cash (but constitute only <5% of total)... Here goes...

Realised Losses = -1.89% (I cleared almost all my junks accumulated over the past decades..)
Dividends = 5.32%
Unrealised Gains = 26.93%

Total = 30.35%

Quite unbelievable (for me)... Very doubtful I can repeat in 2013...

For unrealised gains (wrt cost), my top 3 (each >10% of portfolio and total = 62.6% of portfolio),

1. Sabana +19.6%
2. Neratel +13.6%
3. Popular +13.4%

On an absolute $$ unrealised gain basis, the ranking would be,

1. Popular
2. Sabana
3. Neratel

No, I won't be sharing on their % of portfolio...

This year, I finally plucked up enough courage to clear most of my stocks which were sitting on significant losses... so, no leftover dogs of significance to share...

Aside from the above, I have some investments in US stocks (<10% of Net Worth) but on a S$ basis, I'm flat there. Other than that, I have no other asset class. I'm not counting my CPF / live-in house which is fully paid off / gold coins / stamp collections - more for hobby... Hee..

2012 probably my 2nd best year in investment except 2009.

Return is around 40+% on invested $$$ and about 20-30% of my total cash (only invest for around 60% of cash)
Star performance :
1. VICOM
2. FIRST REIT
3. FCT

The best thing about 2012 was all my short term trading have positive return. A bit scared of any black swan event if any in 2013, mentality prepare to realize some profit.

This probably a year which is too good to be true, which I seriously doubt my return will be the same in 2013.
All my long term holding probably have hit fair value.

Calculation of change in net worth is simpler for me, I only invested in equities this year, no bonds, no reits, no property (i am too young and the quantum sum of a property is too big for me). My net worth went up by about 12% (considering only gains, losses and dividends).

I am single and not married. For the whole of this year, i dont think i have ever kept more than 2 months of living expenses in my savings account. All that i earn and manage to save, i would pour 100% of it into equities.

Honestly i dont find equity investments risky this year becos the equities that i bought look cheap compared to the yield on long term SG govt bonds.

My best performers are wingtai & LKH (up around 50% each).
My worst performers is this USA stock called radioshack (down by more than 80%)
My biggest regret is having sold off old chang kee in the middle of the year.

I would be contented with a 6% increase in net worth for 2013, actually 6% seems too greedy, haha

My return for this year is as follows (rough figures, excluding dividends):

Retail bonds: +2%
Reits: +40%
Large Cap Stocks: +10%
Small Cap Stocks: +5%

Total Return: +15%

While it is not fantastic, at least it beats inflation.

I still believe NAV method is better than XIRR. XIRR can often shoot through the sky with certain transactions.

(31-12-2012, 10:07 PM)greypiggi Wrote: City farmer , wolf, can share if your 20-30% gains add what % to your net worth. Include property, cash, cpf etc,, meaning net worth growth.i am wondering if my 5% means I should continue to DIY or just outsource to better people.

If you'd like to outsource, do not forget d.o.g.. Finding a good manager to manage the money is like finding a good business.

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My NAV per unit went from 0.805 to 1.13 for the year 2012. Most of the stock picks I got from the sharing in this forum. Thank you all.

(01-01-2013, 07:58 AM)freedom Wrote: I still believe NAV method is better than XIRR. XIRR can often shoot through the sky with certain transactions.

Probably 2 situations.

1. You indeed make significant proportionate amount within a short period. Which reflect the true situation.

Eg. Buy Stock A today. 50% surge gain tomorrow.

2. You are not doing it right. Which I guess is less likely.


Cory