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CPF investment limit - a drag or a blessing in disguise?

CPF investment limit - a drag or a blessing in disguise?

Poll: CPF investment of 35%
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HitandRun Offline
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#11
20-03-2015, 10:06 AM
(20-03-2015, 09:49 AM)opmi Wrote: Recently, I used 60% of my OA to buy Fidelity China Focus A. Betting on a bubble in PRC.

What a coincidence! I have this fund too....theoretically, I made 10% return so far..... IF I don't take into account the 8-10% I lost on Fidelity European Growth last year....
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opmi Offline
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#12
20-03-2015, 10:35 AM
(20-03-2015, 10:06 AM)HitandRun Wrote:
(20-03-2015, 09:49 AM)opmi Wrote: Recently, I used 60% of my OA to buy Fidelity China Focus A. Betting on a bubble in PRC.

What a coincidence! I have this fund too....theoretically, I made 10% return so far..... IF I don't take into account the 8-10% I lost on Fidelity European Growth last year....

Yes. same here. I guess we bought around the same time.
"... but quitting while you're ahead is not the same as quitting." - Quote from the movie American Gangster
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ghchua Offline
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#13
20-03-2015, 11:09 AM
You can buy STI ETF if you are not interested in UTs. 100% of the funds in your CPF-OA (after setting aside the usual initial $20K) can be used to invest in CPF-included ETFs.
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GPD Offline
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#14
20-03-2015, 11:35 AM
(20-03-2015, 11:09 AM)ghchua Wrote: You can buy STI ETF if you are not interested in UTs. 100% of the funds in your CPF-OA (after setting aside the usual initial $20K) can be used to invest in CPF-included ETFs.

I was thinking of putting money into the STI ETF but a year ago but hesitated because of fear of a market crash. Strangely I still have cash investment all this while.
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Temperament Offline
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#15
20-03-2015, 01:40 PM
Investing is always like that. If do A you may regret B. And if you do B you may regret A. And if you don't do anything, you regret C. Aka holding too much cash. So what to do? Find out what's most suitable for you then don't regret lol!
WB:-

1) Rule # 1, do not lose money.
2) Rule # 2, refer to # 1.
3) Not until you can manage your emotions, you can manage your money.

Truism of Investments.
A) Buying a security is buying RISK not Return
B) You can control RISK (to a certain level, hopefully only.) But definitely not the outcome of the Return.

NB:-
My signature is meant for psychoing myself. No offence to anyone. i am trying not to lose money unnecessary anymore.
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